Privacy Policy & Legal Notices

Beacon Insurance Agency, LLC | beaconinsurellc.com

Last Updated: May 13, 2026

1. Website Use & Authorization

Beacon Insurance Agency, LLC ("Beacon," "we," "us," or "our") grants visitors permission to access this website for personal, informational purposes only. We reserve the right to suspend, restrict, or terminate access to this website at any time and for any reason without prior notice. All content, data, text, graphics, and other materials on this website are the exclusive property of Beacon Insurance Agency, LLC and are protected under United States copyright law. Unauthorized reproduction, redistribution, or use of any portion of this website without our express prior written consent is strictly prohibited.

2. Disclaimer of Warranties

This website and all information contained herein are provided on an "as is" and "as available" basis. Beacon Insurance Agency, LLC and its affiliated companies expressly disclaim all representations, endorsements, and warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We reserve the right to modify, update, or remove any content on this website at any time without prior notice and assume no legal obligation regarding the accuracy, completeness, or timeliness of the information presented. Nothing on this website constitutes professional insurance, legal, or financial advice, and no agent-client relationship is established by your use of this website. We do not warrant that this website will operate without interruption or be free of errors, viruses, or other harmful components.

Insurance product availability and terms vary by state. Any product descriptions on this website are general in nature and are subject to the specific terms, conditions, and exclusions of the actual policy issued. Please contact us directly for details applicable to your situation.

3. Limitation of Liability

To the fullest extent permitted by applicable law, Beacon Insurance Agency, LLC and its affiliated companies shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your access to or use of this website or any information contained herein, including but not limited to loss of data, loss of income, or loss of business opportunity. This limitation applies regardless of the legal theory asserted and even if we have been advised of the possibility of such damages.

4. Third-Party Links & External Websites

This website may include links to third-party websites as a convenience to our visitors. Beacon Insurance Agency, LLC does not control, endorse, or assume any responsibility for the content, accuracy, privacy practices, or security of any third-party website. Accessing external links is done entirely at your own risk. We encourage you to review the privacy policies and terms of use of any third-party website you visit.

5. Electronic Communications

Submitting information through this website, including via contact forms, quote request forms, or email, does not constitute a binding agreement or establish coverage unless and until Beacon Insurance Agency, LLC provides you with written confirmation of receipt and acceptance. Any electronic communications we send are presumed received and intact unless you promptly notify us otherwise. We are not responsible for communications that are lost, delayed, or corrupted during transmission.

6. Consent to Contact (TCPA Notice)

By submitting your information through any form on this website, you expressly consent to be contacted by a licensed insurance agent or authorized representative of Beacon Insurance Agency, LLC by telephone, email, or text message, including through the use of automated dialing technology or pre-recorded messages, for the purpose of answering your questions or providing information about insurance products and services. You acknowledge that this consent is not a condition of purchasing any product or service. Standard message and data rates may apply to text communications. You may opt out of text communications at any time by replying STOP.

If you are on the National Do Not Call Registry and submit your information through this website, your submission constitutes express written consent to receive calls from us in connection with your inquiry, as permitted by applicable law.

7. Privacy Statement

Beacon Insurance Agency, LLC is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and safeguard the personal information you provide to us through this website.

Information We Collect

We collect personally identifiable information when you: request a quote or enroll for coverage, contact us by phone or email, or complete any web form on this website. The information we collect may include your name, home address, mailing address, telephone number, and email address. This information is used to provide you with insurance-related services and to establish you as a policyholder when applicable.

How We Use Your Information

We will not sell, rent, lease, trade, or otherwise share your personally identifiable information with unaffiliated third parties except as authorized by you or as necessary to provide you with the services you requested. We may share your information with insurance carriers, affiliates, and service providers who assist us in conducting our business in the normal course of operations. Each employee of Beacon Insurance Agency, LLC is required to sign a Confidentiality and Non-Disclosure Agreement acknowledging their obligation to protect your personal information.

Payment Information

If you pay an insurance premium by credit card, your card information is deleted from our records upon successful authorization of the transaction. A reference transaction number will be provided to you for your records. We do not retain credit card information after the transaction is complete.

8. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to improve your experience on our website. A cookie is a small data file stored on your device during your visit. We use session cookies solely to distinguish one visitor from another during an active browsing session. Session cookies expire automatically when you close your browser or after 20 minutes of inactivity.

We may also transmit non-personally identifiable information to third-party analytics providers (such as Google Analytics) to help us understand website usage patterns, improve content, and deliver more relevant information. These providers may use this data across other websites to serve interest-based advertising.

You may configure your browser to refuse cookies; however, doing so may limit your ability to access certain features of this website. By continuing to use this website without adjusting your browser settings, you consent to our use of cookies as described here.

9. Data Security

We take reasonable technical and administrative steps to protect the personal information you submit through this website. However, no method of transmitting or storing data over the internet is completely secure. By providing your personal information electronically, you acknowledge and accept that there is an inherent risk of interception or unauthorized access by third parties, and Beacon Insurance Agency, LLC disclaims liability for any such interception or disclosure. Visitors who prefer not to transmit personal information electronically may contact us by phone or mail instead.

10. Children's Privacy

This website is intended for use by adults only. We do not knowingly collect personal information from individuals under the age of 18. If you believe that a minor has submitted personal information to us, please contact us immediately and we will take steps to remove that information from our records.

11. Changes to This Privacy Policy

We reserve the right to update or revise this Privacy Policy at any time without advance notice. The most current version will always be available on this website. Your continued use of this website following any changes constitutes your acceptance of the revised policy. We encourage you to review this page periodically. If you have questions about this Privacy Policy, please contact us.

12. Copyright & Intellectual Property

The Beacon Insurance Agency, LLC name, logo, and all related marks, graphics, and content displayed on this website are the intellectual property of Beacon Insurance Agency, LLC or the respective insurance carriers and partners we represent. Reproduction or use of these materials for non-commercial informational purposes is permitted, provided that the materials remain unaltered and the Beacon Insurance Agency, LLC copyright notice is displayed in all copies.

All other reproduction, transmission, or commercial use of any content on this website without express prior written permission is prohibited. Any unauthorized use may violate copyright, trademark, and other applicable laws.

13. Governing Law & Severability

Your use of this website is governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising from or related to your use of this website shall be subject to the exclusive jurisdiction of a court of competent jurisdiction located in Florida.

If any provision of these terms is found to be invalid, unlawful, or unenforceable, that provision will be deemed severable from the remaining terms, which shall continue in full force and effect.

14. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us at:

Beacon Insurance Agency, LLC

Website: beaconinsurellc.com

Licensed in Florida, Georgia, Maryland and New Jersey