October 19, 2026
What Happens to Part D When an Advantage Plan Ends?
Learn what happens to your Part D prescription drug coverage when a Medicare Advantage plan ends and what options you may have to avoid a coverage gap.
Read MoreMedicare, Long-Term Care & Life Insurance Guidance for Coral Springs and South Florida
Beacon Insurance Agency, LLC is an independent agency helping individuals, families, and business owners throughout Coral Springs and South Florida find coverage that actually fits, explained in plain language from start to finish.
- Medicare insurance agent serving Coral Springs, Parkland, Coconut Creek, and all of Broward County
- Long-term care insurance agent helping South Florida families plan ahead for the cost of care
- Life insurance agent building financial protection for individuals and families across Florida
- Health insurance and group benefits guidance for individuals and businesses throughout South Florida
Where to Start
Find the Right Kind of Guidance
Specialized Sites, Built for Depth
Each link opens a dedicated site focused on that coverage typeMedicare Insurance
gotomedicareplanpro.com
Compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options for Coral Springs and South Florida, matched to your health needs, your doctors, and your budget.
Visit GoToMedicarePlanProLong-Term Care Insurance
beaconltc.com
Long-term care insurance helps protect your savings and keeps caregiving decisions in the hands of family, not finances, for clients throughout South Florida.
Visit BeaconLTCGroup & Employee Benefits
beaconltcgroup.com
Give your team long-term care and other benefits worth staying for, with resources built for HR teams and business owners.
Visit BeaconLTC GroupPersonal Guidance, Right Here With Our Team
Talk it through directly with a licensed member of our teamHealth Insurance
Quality coverage that keeps you and your family protected and moving forward, without surprise bills eating into your budget.
Get StartedLife Insurance
Life insurance policies that build a financial foundation for the people who depend on you, chosen with someone in Florida who explains every option in plain language.
Get StartedRetirement Planning
Strategies that protect your income and the legacy you are building, timed around the retirement you actually want.
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About the Founder
Insuring Coral Springs, South Florida, and Beyond
With over two decades of experience in the insurance industry, Kiesha Caines founded Beacon Insurance Agency, LLC with one goal: to make Medicare, long-term care, and life insurance simple, personal, and genuinely supportive for families across Coral Springs, Broward County, and South Florida. As an independent agency, we work with trusted carriers to build coverage around your needs, your budget, and your future, rather than around any one company's product line.
She takes a hands-on approach, meeting one-on-one with each client to understand their situation before recommending anything. She conducts annual policy reviews so coverage stays aligned as life changes, and Beacon Insurance Agency, LLC is proud to be a federally recognized SBA Certified Woman-Owned Business.
CLTC® Certified
CMIP® Certified
SBA Woman-Owned
Licensed FL · GA · MD · NJ
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SBA Woman-Owned Seal
On Your Own Time
Prefer to Browse First?
If you would rather start by comparing options yourself, these self-enrollment tools are available any time.
Client Stories
Our Happy Customers
★★★★★
Beacon Insurance Agency, LLC helped me find the right plan for my family's unique situation and budget. Kiesha Caines patiently explained what I was putting my hard earned money into. She is not pushy. She is smart, responsive, and dependable.
Michelle G.
★★★★★
Once you have tried other agencies and get no calls back, or a call three days later, you know what kind of service you will get. With Beacon Insurance Agency, LLC, they call you back within hours. I am very happy with my agent, Victor Guesalaga.
V. Guesalaga
★★★★★
Kiesha Caines is very professional and reliable. She works diligently and quickly. She explains every detail and makes sure you are getting the policy that is right for you.
Elvira H.
From the Blog
Insurance Insights for Coral Springs & South Florida
Plain-language articles on Medicare, long-term care, and life insurance, written for Florida readers.
October 12, 2026
Medicare Advantage Plan Non-Renewal vs. Individual Disenrollment
Learn the difference between Medicare Advantage plan non-renewal and individual disenrollment, what each means for your coverage, and your next options.
Read More
October 5, 2026
Will My Doctors and Prescriptions Be Covered by My New Plan?
Learn how to check whether your doctors and prescriptions are covered by a new Medicare plan, including provider networks, drug formularies, and costs.
Read MoreGood to Know
Frequently Asked Questions
It is a personalized planning conversation that reviews your situation, income, goals, and budget to help determine what type and amount of coverage makes sense for you.
Most sessions take 30 to 45 minutes, depending on your situation and questions. The goal is to be thorough while respecting your time.
It is ideal for individuals, families, and small businesses who want clarity around insurance, whether you are buying for the first time, reviewing existing coverage, or unsure what you actually need.
There is no fee to work with us. As an independent agency, we are compensated by the insurance carriers when a policy is placed. You pay the same premium whether you go directly to an insurer or work with us, and working with an independent agent means you have an advocate comparing options on your behalf.
Beacon Insurance Agency, LLC is currently licensed in Florida, Georgia, Maryland, and New Jersey. If you are located in another state, we are happy to discuss your situation and point you toward trustworthy resources.
Yes. Scheduling ensures dedicated time with a licensed professional who can focus on your specific needs and answer your questions.
Not at all. The session is designed to be simple and educational. You will receive clear explanations, honest recommendations, and straightforward next steps.
Yes. We help South Florida residents compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options and enroll during the right window for their situation. Plan availability varies by location, so we also recommend checking Medicare.gov or calling 1-800-MEDICARE for a full list of options in your area.
Yes. Long-term care insurance helps cover the cost of extended care, such as help at home or in a care facility, so it does not fall entirely on savings or family. We help Coral Springs and South Florida clients explore individual options, and coverage is subject to underwriting and eligibility requirements.
Yes. We help clients throughout Florida compare life insurance policies to build a financial foundation for the people who depend on them. Coverage amounts and eligibility depend on underwriting, and we will walk you through the options that fit your budget and goals.
Ready for Clarity?
Schedule a complimentary Strategy Session with Kiesha Caines and the team at Beacon Insurance Agency, LLC. No pressure, just plain-language guidance built around you.
Get Started