Medicare, Long-Term Care & Life Insurance Guidance for Coral Springs and South Florida
Beacon Insurance Agency, LLC is an independent agency helping individuals, families, and business owners throughout Coral Springs and South Florida find coverage that actually fits, explained in plain language from start to finish.
Medicare insurance agent serving Coral Springs, Parkland, Coconut Creek, and all of Broward County
Long-term care insurance agent helping South Florida families plan ahead for the cost of care
Life insurance agent building financial protection for individuals and families across Florida
Health insurance and group benefits guidance for individuals and businesses throughout South Florida
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Where to Start
Find the Right Kind of Guidance
Specialized Sites, Built for Depth
Each link opens a dedicated site focused on that coverage type
Medicare Insurance
gotomedicareplanpro.com
Compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options for Coral Springs and South Florida, matched to your health needs, your doctors, and your budget.
Long-term care insurance helps protect your savings and keeps caregiving decisions in the hands of family, not finances, for clients throughout South Florida.
Life insurance policies that build a financial foundation for the people who depend on you, chosen with someone in Florida who explains every option in plain language.
Founder Photo PlaceholderSwap in a headshot of Kiesha Caines. Recommended: 800×900px, vertical.
About the Founder
Insuring Coral Springs, South Florida, and Beyond
With over two decades of experience in the insurance industry, Kiesha Caines founded Beacon Insurance Agency, LLC with one goal: to make Medicare, long-term care, and life insurance simple, personal, and genuinely supportive for families across Coral Springs, Broward County, and South Florida. As an independent agency, we work with trusted carriers to build coverage around your needs, your budget, and your future, rather than around any one company's product line.
She takes a hands-on approach, meeting one-on-one with each client to understand their situation before recommending anything. She conducts annual policy reviews so coverage stays aligned as life changes, and Beacon Insurance Agency, LLC is proud to be a federally recognized SBA Certified Woman-Owned Business.
Beacon Insurance Agency, LLC helped me find the right plan for my family's unique situation and budget. Kiesha Caines patiently explained what I was putting my hard earned money into. She is not pushy. She is smart, responsive, and dependable.
Michelle G.
★★★★★
Once you have tried other agencies and get no calls back, or a call three days later, you know what kind of service you will get. With Beacon Insurance Agency, LLC, they call you back within hours. I am very happy with my agent, Victor Guesalaga.
V. Guesalaga
★★★★★
Kiesha Caines is very professional and reliable. She works diligently and quickly. She explains every detail and makes sure you are getting the policy that is right for you.
Elvira H.
From the Blog
Insurance Insights for Coral Springs & South Florida
Plain-language articles on Medicare, long-term care, and life insurance, written for Florida readers.
October 26, 2026
What to Do If Your Medicare Plan Ends During Ongoing Treatment
Learn what to do if your Medicare plan ends during ongoing treatment, including how to protect continuity of care, check coverage, and explore new plan options.
What Happens to Part D When an Advantage Plan Ends?
Learn what happens to your Part D prescription drug coverage when a Medicare Advantage plan ends and what options you may have to avoid a coverage gap.
Medicare Advantage Plan Non-Renewal vs. Individual Disenrollment
Learn the difference between Medicare Advantage plan non-renewal and individual disenrollment, what each means for your coverage, and your next options.
It is a personalized planning conversation that reviews your situation, income, goals, and budget to help determine what type and amount of coverage makes sense for you.
Most sessions take 30 to 45 minutes, depending on your situation and questions. The goal is to be thorough while respecting your time.
It is ideal for individuals, families, and small businesses who want clarity around insurance, whether you are buying for the first time, reviewing existing coverage, or unsure what you actually need.
There is no fee to work with us. As an independent agency, we are compensated by the insurance carriers when a policy is placed. You pay the same premium whether you go directly to an insurer or work with us, and working with an independent agent means you have an advocate comparing options on your behalf.
Beacon Insurance Agency, LLC is currently licensed in Florida, Georgia, Maryland, and New Jersey. If you are located in another state, we are happy to discuss your situation and point you toward trustworthy resources.
Yes. Scheduling ensures dedicated time with a licensed professional who can focus on your specific needs and answer your questions.
Not at all. The session is designed to be simple and educational. You will receive clear explanations, honest recommendations, and straightforward next steps.
Yes. We help South Florida residents compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options and enroll during the right window for their situation. Plan availability varies by location, so we also recommend checking Medicare.gov or calling 1-800-MEDICARE for a full list of options in your area.
Yes. Long-term care insurance helps cover the cost of extended care, such as help at home or in a care facility, so it does not fall entirely on savings or family. We help Coral Springs and South Florida clients explore individual options, and coverage is subject to underwriting and eligibility requirements.
Yes. We help clients throughout Florida compare life insurance policies to build a financial foundation for the people who depend on them. Coverage amounts and eligibility depend on underwriting, and we will walk you through the options that fit your budget and goals.
Ready for Clarity?
Schedule a complimentary Strategy Session with Kiesha Caines and the team at Beacon Insurance Agency, LLC. No pressure, just plain-language guidance built around you.